Naveen Surya, Chairman of Payment Council of India, talks about revamping the regulations and policies for the growth of digitalization. With decades of experience Naveen ascertains that different regulations needed for Fintechs. He analyzes that India is way behind emerging economies in Fintech revolution. He suggests that Indian states should have centres where Fintechs can ideate together and help the ecosystem to flourish. He sees more than 50% growth in payment if all goes well.