The size of Retail and SME lending is $600 bn with a growth rate of 20% CAGR, says, Manav Jeet, MD & CEO at Rubique. Every lending fintech has a different view point, they would make a difference only if they create a niche in the market. What are the challenges in achieving break- even? Why scalability is tough for Indian Fintechs? Find out insights on lending fintechs.