Most of the P2P lenders have developed in-house technology to evaluate the borrowers are a credit risk. The current size of the p2p lending is close to $ 0.5 per annum but P2P lenders believe in great potential. Regulatory policies are supportive and by putting a cap on investors, regulators want to ensure there is no overexposure in the sector. Manisha Bansal, co-founder of i2i funding is sharing her insights on the industry.