Funding to the poorest of the poor, yet defaults are zero: Somya Srivastava

Prayatna Microfinance aspires to grow in the right direction and not just increase the loan book, avers Somya Srivastava, Director at Prayatna Microfinance. Robust...

India needs separate agriculture budget: Manoj Rawat

Though loan waiver aids small and marginal farmers, it affects the credit culture in the rural economy. Manoj Rawat, MD & CEO at ValueFin,...

Microfinance: 30% headroom for growth, but low margin for errors: Baskar Babu

Efficient risk management will separate men from the boys in the Microfinance business says, Baskar Babu, MD & CEO at Suryoday Small Finance Bank....

DHFL engages Fintechs for analytics; checks out new technologies: Jyothirlatha B

Completed digitization is not possible in tier 2 & 3 cities with LMI customer base, says, Jyothirlatha B, CTO at DHFL. Solutions by Fintech...

MFIs seek level playing field in India: Somya Srivastava

Seeing the potential for microfinance, banks have started tapping the market and are eating out the potential business of MFIs, says Somya Srivastava, Director...

Max 25 Fintechs possible in SME lending space, consolidation will happen: Piyush Khaitan

There is a huge paradox in SME lending in India observes Piyush Khaitan, indicating that even as there is a vast underserved market, lending...

Several factors coming together to boost SME lending: Abhimanyu Munjal

SMEs sector is underserved and capital starved. Only 10mn SMEs have GST numbers out of which 1.2mn SMEs have access to formal credit, says,...

Bridging the gap between banks and SMEs: Samir Bhatia

SMEcorner lends at cheaper rate with better customer experience, says, Samir Bhatia, Founder & CEO at SMEcorner. SMEs are starved off capital as banks...

A new source of funding for online sellers: Manish Lunia

Flexiloans happened due to inefficiencies of banks and NBFCs to cater to trader community  says, Manish Lunia, Co-Founder at Flexiloans. The company leverages data...

Digital footprints can bridge the funding gap in tier 2&3 cities: Mehjabeen Taj Aalam

There exists a huge potential for automation in financial services industry says, Mehjabeen Taj Aalam, Head – IT at Muthoot Homefin. The resources freed...

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